Privacy Policy
Settlement Finder
Last updated: 23 August 2026
The short version
We do not collect your personal information. There is no account, no sign-up,
and no login. Your answers to the questions in the app, the settlements matched
to you, and the claims you mark as filed all stay on your iPhone. They are never
sent to us, and we cannot see them.
The rest of this policy explains that in detail, including the two places where
some limited information does reach a third party.
1. Who we are
Settlement Finder is published by Öner Apps ("we", "us"). You can reach us at
[CONTACT EMAIL].
2. What stays on your device
The following is stored only in the app's own storage on your iPhone. It is not
transmitted to us or to anyone else:
- Your answers to the eligibility questions, including the US state you select
- The settlements matched to those answers, and the estimated figure shown
- Any settlement you mark as "I filed this", and the date you marked it
- Whether you want deadline reminders, and the reminders themselves
You can delete all of it at any time by deleting the app. Because it is held
only on your device, it is not backed up to us and it does not move to a new
phone.
3. What we receive
Nothing you type
We do not operate a server that receives your answers. The matching that decides
which settlements apply to you runs entirely on your device.
Settlement data downloads
The app periodically downloads a public file listing open settlements. That file
is the same for every user and contains no information about you. Like any web
request, the download reaches our hosting provider (Cloudflare) with your IP
address, the time of the request, and standard technical details such as your
device's operating system version. Cloudflare holds these in server logs for a
limited period for security and reliability purposes. We do not use them to
identify or profile you, and we cannot link them to anything in section 2.
Subscriptions
Subscriptions are purchased and managed by Apple, not by us. **We never see your
payment details.** Apple provides us with aggregated, anonymous sales reporting
that does not identify individual customers. Apple's handling of your purchase is
governed by Apple's Privacy Policy.
4. Analytics and tracking
We do not use third-party analytics, advertising, or attribution SDKs. We do not
use cookies, advertising identifiers, or cross-app tracking, and we do not ask
for App Tracking Transparency permission because we have nothing to track you
with.
If this ever changes, we will update this policy and the App Store privacy
labels before the change ships.
5. Notifications
If you allow notifications, we schedule two reminders on your device for
each settlement matched to you — one fourteen days before its deadline and one
three days before. They are built from the settlement dates already stored on
your phone.
We do not operate a push notification server, nothing is sent from us, and we
do not know whether you received or opened a reminder. You can turn reminders
off in the app, or revoke the permission entirely in iOS Settings.
6. Leaving the app
Settlement Finder does not submit claims. When you choose to file, we open the
settlement administrator's own official website. **From that point you are on
their site, not ours**, and their privacy policy and terms apply. Anything you
enter into a claim form goes to that administrator, not to us.
7. Children
Settlement Finder is not directed to children under 13 and we do not knowingly
collect information from them.
8. Your rights
Residents of California (CCPA/CPRA), other US states with comparable laws, and
the EU/UK (GDPR) have rights to access, correct, delete, and port their personal
information, and to opt out of its sale or sharing.
We hold no personal information about you, so there is nothing for us to
disclose, correct, delete, or port, and there is nothing to sell or share. **We
have never sold or shared personal information and we do not intend to.** If you
would like to exercise a right anyway, or confirm the above, contact us at
[CONTACT EMAIL] and we will respond within the period the applicable law
requires.
To erase everything the app holds, delete the app from your device.
9. Data location
The public settlement data file is served from Cloudflare's global network. No
personal information of yours is transferred, because none is collected.
10. Changes
If we change this policy we will update the date at the top and, where the change
is significant, tell you inside the app before it takes effect.
11. Contact
[CONTACT EMAIL]
Öner Apps, [POSTAL ADDRESS]